Answer · Updated 2026-05-23 · Market: HK

How should a HK restaurant accept mainland tourist payments?

Mainland tourists in HK use Alipay (mainland), WeChat Pay (mainland) and increasingly UnionPay QR. LOOP's FPS QR is Alipay-and-WeChat-cross-border enabled by default, settles in HKD T+1 at ~0.6-1.2% MDR, and surfaces cross-border vs local share on the daily brief for tourist-zone outlets.

Key facts

  • Alipay + WeChat cross-border native
  • UnionPay QR supported
  • Settles HKD T+1
  • Cross-border vs local KPI